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Multi-Currency Transfers
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For a global community, sending money to people and businesses you trust in different currencies is vital. Find a variety of secure, easy transfer options in Digital Banking.
Wires
Transfer money to your trusted contacts around the globe with no hidden fees.
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Mobile money
Send local currency to family and friends in select countries at low cost.
Learn more
Foreign currency1
Easily set up an ID to transfer euros to your UNFCU account without any UNFCU fees.
Compare all multi-currency & USD transfers
| Available for wire transfers | |
|---|---|
Maximum amount per transfer | Available for wire transfers $1,000,000 |
UNFCU fees | Available for wire transfers You will view an estimated fee before finalizing your transfer |
Delivery time | Available for wire transfers Within one business day2 |
Currency | Available for wire transfers Multiple currencies |
Transfer globally | Available for wire transfers All countries permitted by US law and regulations |
Send from | Available for wire transfers UNFCU checking and savings |
| Available for mobile money transfers | |
|---|---|
Maximum amount per transfer | Available for mobile money transfers Varies by country and mobile money carrier |
UNFCU fees | Available for mobile money transfers $1–$4 |
Delivery time | Available for mobile money transfers Within one business day2 |
Currency | Available for mobile money transfers Multiple currencies |
Transfer globally | Available for mobile money transfers Select countries |
Send from | Available for mobile money transfers UNFCU checking and savings |
| Available for ACH transfers | |
|---|---|
Maximum amount per transfer | Available for ACH transfers $25,000 |
UNFCU fees | Available for ACH transfers $03 |
Delivery time | Available for ACH transfers One to three business days3 |
Currency | Available for ACH transfers USD only |
Transfer globally | Available for ACH transfers US only |
Send from | Available for ACH transfers UNFCU checking only |
| Available for Zelle® transfers | |
|---|---|
Maximum amount per transfer | Available for Zelle® transfers $750 |
UNFCU fees | Available for Zelle® transfers $0 |
Delivery time | Available for Zelle® transfers Minutes4 |
Currency | Available for Zelle® transfers USD only |
Transfer globally | Available for Zelle® transfers US only |
Send from | Available for Zelle® transfers UNFCU checking only |
| Available for foreign currency transfers | |
|---|---|
Maximum amount per transfer | Available for foreign currency transfers $1,000,000 |
UNFCU fees | Available for foreign currency transfers $0 |
Delivery time | Available for foreign currency transfers Within one business day2 |
Currency | Available for foreign currency transfers Euros to USD only |
Transfer globally | Available for foreign currency transfers From SEPA countries only |
Deposit to | Available for foreign currency transfers UNFCU checking and savings |
| Available for external transfers | |
|---|---|
Maximum amount per transfer | Available for external transfers $25,0005 |
UNFCU fees | Available for external transfers $0 |
Delivery time | Available for external transfers One to three business days6 |
Currency | Available for external transfers USD only |
Transfer globally | Available for external transfers US only |
Send from | Available for external transfers UNFCU checking and savings |
Easily send US dollars
We offer a variety of secure transfer services for sending USD to the people and businesses you trust.
Learn more
Top transfers FAQs
UNFCU does not have a SWIFT code because UNFCU is not directly connected to the SWIFT network. UNFCU’s registered BIC is UNUNUS31. This code can be used for identification purposes only. Payments with only a BIC will not be delivered to UNFCU.
UNFCU does not charge for money you receive via incoming wire transfers. UNFCU’s ABA number and your account number must be included for UNFCU to receive the transfer.
No, we do not.
All incoming wire transfers are converted to USD before reaching UNFCU, and ultimately a member's account.
ACH transfers are free when initiated on Digital Banking but are only payable in US dollars to financial institutions in the United States. Wire transfers offer more flexibility for a fee.Compare transfers to learn more.
You can schedule transfers up to one year in advance.
View all transfers FAQs
More resources to help you transfer money
Visit the Help Center
Transfers
Video: Transferring money globally
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Transfers
Cancel a recurring ACH or wire transfer
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Transfers
Initiate an investigation
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Transfers
Transfer money to another UNFCU member
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Visit the Help Center
Have questions?
We have answers. Explore all the ways to connect with us.
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Disclosures
- The foreign currency transfer service is only available to members with euro-denominated accounts in countries within the Single Euro Payments Area (SEPA).
- Processing times are subject to terms and conditions. For transfers outside of the US, the length of time will depend on the recipient’s banking operations and any intermediary banks needed to complete the transfer.
- ACH transfers are free when you use Digital Banking. View in-person transfer fees. For an ACH transfer, a checking account is required. The money you send will reach your recipient within three business days and will be on hold and not accessible to you, from the date of your request. View our ACH Agreement (PDF).
- US checking or savings account required to use Zelle®. Transactions between enrolled consumers typically occur in minutes and do not incur transaction fees at UNFCU. To use Zelle® at UNFCU, you will need to have a UNFCU checking account.
- UNFCU may also set individual lower limits on a member's account(s) based on internal risk criteria. This includes but is not limited to length of membership.
- View our External Transfer Service Agreement (PDF).
Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
